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LEGAL NOTIFICATION
You are in Bankloanindia. Before you start surfing, let us both Bankloanindia (we) and (you) understand the basic but important ground rules. Law presumes that you have read and understood all the laws prevailing on the land and that you cannot take the plea that you did not follow the law because you were not aware of it. This is a Legal Agreement and this is how it works.

Legal Agreement
If you want to surf our site http://www.bankloanindia.com (hereinafter referred to as this site), the presumption is you have read, understood and agreed to everything that is written and implied in this agreement. This is the condition that cannot be compromised upon for using any information on this site. If you do not agree to them, do not use the site or download any material from it.
Bankloanindia.com (hereinafter "Bankloanindia") is the owner and/or authorized user of name appearing at this Web Site. All content included on this Site, such as text, graphics, logos, button icons, images, multimedia and software, is the property of Bankloanindia or its content suppliers or other participants.

Disclaimer
Bankloanindia.com is an internet site of Information on banking and financial Products of various banks and financial institutes. It is presumed that we are not violating any copyrights. There is no intention to violate intellectual copyright. However, if any Agency has any objection, the same may be brought immediately to the notice of bankloanindia.com. We will ensure immediate Legal opinion on explicit observation/ complaint and take immediate steps to legalize it, if required.

Bankloanindia.com is not expected to offend anyone. However if any products or information offends any surfer we at Bankloanindia.com take no responsibility concerning the impact or consequence of the same. While we have made every effort to ensure the accuracy and clarity of the information presented in this site, bankloanindia or Bankloanindia.com cannot be held liable for any errors or inconsistencies.

All information in this site is subject to bankloanindia discretion and is liable to Changes and Improvements to the information provided in this website may be made by Bankloanindia at any time. Bankloanindia.com website and all information, software, products and services associated with it are provided on an 'AS IS' basis. Bankloanindia and /or its suppliers or participating lenders disclaim any warranty of any kind, whether express or implied, as to any matter whatsoever relating to this website and any information, software, products and services provided herein, including without limitation the implied warranties of merchantability, fitness for a particular purpose, title and non-infringement.
Use bankloanindia website is at your own risk. By using any of the services provided by this website, you agree that Bankloanindia and /or its participating lenders are not liable for any direct, indirect, punitive, incidental, special or consequential damages or other injury arising out of or in any way connected with the use of this website or with the delay or inability to use this website, or for any information, software, products and services obtained through this website or otherwise arising out of the use of this website whether resulting in whole or in part from breach of contract, tortuous behavior, negligence, strict liability or otherwise, even if Bankloanindia and /or its lenders had been advised of the possibility of damages. Bankloanindia makes no warranty that:

1. the service provided by it will meet your standard or requirements
2. service provided will be uninterrupted, timely, secure and or error free.
You understand and agree that any material and/or data downloaded or otherwise obtained through the use of the services is done at your own discretion and risk and you will be solely responsible for any damages to your computer systems or loss of data that results from the download of such material and/ or later. Neither Bankloanindia nor any of its employees, agents, successors, assigns, alliance partners or content and service providers shall be liable to the user or other third party for any direct, indirect, incidental, special or consequential damages arising out of use of service or inability to gain access to or use the service or out of any breach of warranty. The user agrees that in any case the maximum liability payable by Bankloanindia will be restricted to the revenue realized, if any, by Bankloanindia in the specific transaction.
Bankloanindia does not endorse in anyway any advertisers on it's WebPages. Please verify the authenticity of all information on your own before undertaking any decision.

Intellectual Property Rights
All data, information, images, graphics, audios, videos, schemes, web page designs carried on the Bankloanindia website are the Intellectual Property Rights (including but not limited to copyrights and trademarks) belonging to Bankloanindia and that none of the material from the website in any form, either be reproduced or utilized in any manner or form, in any kind of the media, be it in print or electronic, now known or in future becoming capable to carry such data, information, images, graphics, audio, videos, schemes, web page designs carried in the website of Bankloanindia.

The User of the site may not download and/or save a copy of any of the screens except as otherwise provided in these Terms of Service, for any purpose. However, the User may take out a print copy of the information provided on this Site for his / her personal use or records. The content, information and software on this site may be used as support resource providing information, comparison information, accomplishment and/or as a support resource. Any other use, of the information or software including including duplication, modification, reproduction, republication, decoding, derivation, transmission, display, or performance of the content on this site, either whole or in part, is strictly prohibited. The use can ask for prior permission for using information or software, including duplication, modification, reproduction, republication, transmission, display, or performance of the content on this site, either of any part or as whole in any form with prior permission of bankloanindia for such use. However, user may quote from this site with prior acknowledgment of source as bankloanindia or on obtaining prior permission from bankloanindia for such use. You may request permission by sending us an e-mail at permission@bankloanindia.com mentioning the report and the reason for quotation. You shall be entitled to use of material from this site only after bankloanindia has intimated to you its no-objection to such use. The User of the site unconditionally agrees not commercially exploit the service, resell or transfer or use the Service in any manner that might be detrimental to the interests of Bankloanindia. The permission does not in any manner entitle or authorized the user to claim or have the rights to reproduce the site or data/information on the site or any material, images, graphics, videos, audios, schemes, designs, web page designs. All software used on this site is the property of Bankloanindia or its software suppliers and is protected by applicable copyright laws.
If the User makes other use of this Site, except as otherwise provided above, it may involve violation of copyright and other applicable laws and may be subject to appropriate legal criminal or civil consequences including penalties and imprisonment.

Assent by users
Living your Personal Details any material, information or other communication you convey or post to this Site bankloanindia.com will be considered non-confidential and non-proprietary "Communications". Bankloanindia will have no privacy obligations with respect to the above said type Communications with the site. Bankloanindia will be free exploit the information received to all commercial or non-commercial purposes by copying, disclosing, distributing, incorporate and otherwise use the Communications and all data, images, sounds, text, and other things embodied therein. for any and and all type of l gains. The users are prohibited from using the site for posting or transmitting to or from this Site any unlawful, threatening, libelous, defamatory, obscene, or other material that would violate any law and the user shall be liable for all legal consequences .Also the user shall have to compensate bankloanindia for against all claims, demands, actions, proceedings, losses, damages, costs, charges, expenses, interests and disbursements of any nature whatsoever which the site may pay or incur or suffer or sustain or be liable to pay or incur or suffer or sustain as a result or consequence, direct or indirect, of any acts of the user which are in breach of the terms of this Agreement.

Pertinent Laws
This site is controlled by Bankloanindia from its offices within INDIA, bankloanindia dose not provide judgment or warranty in respect of the authenticity or correctness of the content of the information provided by it our affiliates or associates. Bankloanindia shall not be responsible in any manner whatsoever for the consequences of any act or omission on your part on the basis of the information contained in such other services or sites and makes no representation that Materials in the site are appropriate or available for use. Information provide could be true and useful in India where as the same information could in other locations (other part of universe) be false and illegal and the use of information could be prohibited. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with applicable local laws. You may not use or export the Materials in violation of Indian. export laws and regulations. Any claim relating to the Materials shall be govern by the Indian law.

Requisites of Service
Any use of the Bankloanindia website constitutes your agreement to the services provided by Bankloanindia on its website are accepted by you without modification and compliance with the terms, conditions, and notices contained herein.
The Terms of Service below apply to the use of this website and Service offered by Bankloanindia or its associates including the information, comparison, transaction and fulfillment services. The Terms and Conditions herein and any Operational Rules and Regulations, Usage Guidelines issued and published by Bankloanindia from time to time shall constitute the terms upon which the services on this website are provided to you. By using the bankloanindia.com, you agree to be legally bound and to abide by the Terms of Service, just as if you had signed this Agreement. By using this website, you expressly agree that you shall abide by all the Terms and Conditions regarding the Service provided by the site that are in force from time to time. Bankloanindia reserves the right to change any or all aspects of these Terms of Service. Bankloanindia reserves the right to change the terms and conditions without giving any prior notice or information, However bankloanindia will strive to give a prior notification to the user of such changes, if any. In order to use this Service, you must obtain access to the site on internet (World Wide Web) either directly or through devices that access web-based content or visit bankloanindia junctions. In addition you must provide all equipment and software necessary to make such connection to the World Wide Web. Bankloanindia does not undertake any responsibility with regard to procuring/ installing/ maintaining the hardware and/or software at your end.

By use of this website, you are deemed to have represented to Bankloanindia that you are a person of sound mind, of at least 18 years of age and competent to execute contracts and to execute financial transactions. As a condition to your use of the Bankloanindia service and browser you agree that you will not: (i) use the service to violate any rights of others, including rights to privacy and intellectual property in any way; (ii) attempt to penetrate, modify or manipulate the Bankloanindia site or server or any of the hardware or software thereof in order to invade the privacy of, obtain the identity of, or obtain any personal information about (including but not limited to IP addresses of) any Bankloanindia user, or modify, erase or damage any information contained on the computer of any user connected to the Bankloanindia service; or (iii) reverse engineer any portion of the Bankloanindia service or browser.

Bankloanindia shall put in its best endeavor and strive to maintain the maximum possible uptime of the service. However Bankloanindia shall not be responsible for actions beyond its control. You acknowledge and accept that in the very nature of Internet technology and the services to be provided there can be number of factors affecting the provision of the service by Bankloanindia and the obligation of Bankloanindia to provide the services shall be on best endeavor basis. Bankloanindia shall not be liable for any loss, expense or damage of any kind in connection with the performance of its obligations under this contract or arising from disruption, interruption, suspension or malfunction of the service, for any reason whatsoever.

Bankloanindia's entire liability and your exclusive remedy for any failure or breach on the part of Bankloanindia shall be the return of the charges, if any, paid by you to Bankloanindia.

Bankloanindia disclaims all warranties and conditions express or implied including but not limited to implied warranties or conditions of merchantability, fitness for a particular purpose with regard to the services offered and in no event shall Bankloanindia be liable for any other damages including special, indirect or consequential damages loss of profits business interruption whatsoever arising out of use or inability to use the services. Bankloanindia shall not be liable for any direct, incidental, special or consequential damages or for interrupted communications, lost data or lost profits arising out of or in connection with this agreement, even if Bankloanindia has been advised of the possibility of damages.
You guarantee that the service shall be used for genuine purposes only and shall not be used for any immoral or unlawful or socially unacceptable purposes

Application and Registration Data
In consideration of the use of the Service provided by bankloanindia.com you agree to: (a) provide true, accurate, current and complete information about yourself in the registration and/or application forms. (such information provided shall be called as the "Registration Data") and (b) the user shall maintain and promptly update the Registration Data to keep it true, and accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or if Bankloanindia has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, Bankloanindia has the right to suspend or terminate your account and refuse any and all current or future use of the Service at its on discrimination.
Such termination shall be without prejudice to Bankloanindia's right to notify and warn others of such misconduct, and you expressly agree to the notification of such default on your part, whether on the website or otherwise.
Currently all services provided to the user of bankloanindia.com site or bankloanindia junction is free of cost i.e. no charge will be payable by the user to Bankloanindia. However, Bankloanindia reserves the right to charge any or all of the components of the service, at any point of time without giving any notice period with immediate effect by posting the required changes regarding the cost of service on the site.
You shall receive a password and account title upon completing the Service's registration process. You are solely responsible for maintaining the confidentiality of the password and account, and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify Bankloanindia of any unauthorized use of your account or password or any other breach of security Bankloanindia shall not be liable for any loss or damage arising from your failure to comply with these requirements.
You acknowledge that Bankloanindia only facilitates the disclosure of content carried on the website. You expressly agree that you shall independently evaluate, and bear all risks associated with the use of any content, including any reliance on the accuracy, completeness, or usefulness of such content. Bankloanindia shall not be liable for any decision made or action taken by you or others based upon dependence on information or material obtained through use of the service. Prior to the execution of any transactions you shall make yourself aware of all the terms and conditions governing the transaction.
In consideration of providing the service, Bankloanindia is hereby granted an exclusive right to disclose aggregate registration data derived from the registration form to third parties in connection with marketing the services. In addition if you chose to opt for receiving directed advertisements from service partners of bankloanindia you by default also grant bankloanindia the right use individual registration data to provide targeting of advertisements and other

Service Offers
The service provided to you by Bankloanindia shall be exclusive to you. You shall not transfer, reassign, sell, and/ or offer or promote the service to others or otherwise share the services with others including your affiliates. You hereby indemnify and hold Bankloanindia harmless against any liability that may arise for any and all, acts on your part in availing the service.

Links
The Bankloanindia.com website may contain links to other sites. We make every effort only to link to websites that share our high standards of decency, fairness, and integrity. We try our best to ensure that these links are safe for children, but the privacy and data collection practices on any linked websites are entirely separate from Bankloanindia.com and are not covered by this Privacy Policy. Bankloanindia.com shall not be responsible for any failure on the part of any linked websites to comply with any privacy policy posted on this website, or any contractual or other legal obligations to which the operators of such website may be subject. Bankloanindia.com has no responsibility for the content, policies or actions of these websites.

Advertising Material
bankloanindia Site will contain advertising and other material submitted to Bankloanindia by third parties. Advertisers are responsible for ensuring that material submitted for inclusion on the Site complies with International and National law. Bankloanindia will not be responsible for any advertiser's claims, error, omission or inaccuracy in advertising material, and reserves the right to omit, suspend or change the position of any advertising material submitted for insertion. Acceptance of advertisement on the Site will be subject to bankloanindia's terms and conditions.

Security
Bankloanindia.com has taken steps to make all information received from our online visitors as secure as possible against unauthorized access and use. Bankloanindia.com retains paper copies of faxed or mailed forms in a secure cabinet. All other personal information provided by customers is kept in Bankloanindia.com's secure database. All information received from our customers is protected by our security measures, which are periodically reviewed. You should keep in mind, however, that no data transmission over the Internet is 100% secure and any information disclosed online can potentially be collected and used by parties other than the intended recipient.

Privacy Guarantee
Bankloanindia, is committed to providing you, our customers, with the highest quality products and services while protecting your personal information. Providing the highest quality products and services requires us to collect, maintain and use certain personal and financial customer information about you and your activities with us. Protecting this private information, however, remains our highest priority. For this reason, this Privacy Policy outlines our procedures and our pledge to constantly protect the private information with which you have entrusted us:

INFORMATION REGARDING OUR CUSTOMER IS NOT SOLD TO ANYONE
We do not sell your Customer Information (described below) to anyone. We also do not disclose your Customer Information to any nonaffiliated third parties, other than as allowed by law or as described in this Privacy Policy. This means that, to protect your Customer Information, you do not have to "opt out" or formally request that we not disclose your Customer Information to parties that are not affiliated with bankloanindia. We may, however, sometimes disclose your nonpublic personal information to our contracted service providers and affiliates as permitted by law in an effort to better serve your needs or to provide better products or services to you. For example, we may share certain relevant Customer Information with the mailing service or the call center service provider with whom we have a contract.
Please note that, to protect your privacy, we cannot accept or respond to communications from someone claiming to represent you, unless that person is your attorney, guardian, trustee or is otherwise authorized by law to represent you.

PROCESS OF CUSTOMER INFORMATION COLLECTION AND IT'S USE'S
We collect, retain and utilize information about you that we believe is necessary to operate our business, to provide you with quality products and services, and to ensure the protection of your account. We obtain this nonpublic personal information (collectively, "Customer Information") about you from the following sources:

  • Information we receive from you on applications and other forms, such as your name, address, phone number, employment, assets, income and debt
  • Information about your transactions with us, our affiliates or others.
  • Information we receive from a consumer reporting agency, including your credit history and creditworthiness.
  • Upon filling of any of the Customer Satisfaction Survey forms, your name and other identifying information will not be sold or shared with any person or organization. Authorized bankloanindia employees may use your email address or telephone number to contact you.
  • All users at bankloanindia are automatically subscribed to receive mailers (e-mailers as well as physical direct mailers). All the emailers which are sent carry the option for users to "Unsubscribe Should you choose not to receive any such e-mailers simply click on the "Unsubscribe" option and we will honor your choice.
  • Users are also being aware that non-personal information and data may be automatically collected through the standard operation of bankloanindia.com's internet servers or through the use of "cookies." "Cookies" are small text files a web site can use to recognize repeat users, facilitate the user's ongoing access to and use of the site and allow a site to track usage behavior and compile aggregate data that will allow content improvements and targeted advertising. Cookies are not programs that come onto a user's system and damage files. Generally, cookies work by assigning a unique number to the user that has no meaning outside the assigning site. Users are also being made aware that bankloanindia.com cannot control the use of cookies or the resulting information by advertisers or third parties hosting data for bankloanindia.com. If a user does not want information collected through the use of cookies, there is a simple procedure in most browsers that allows the user to deny or accept the cookie feature; however, users should note that cookies may be necessary to provide the user with certain features (e.g., customized delivery of information) available from bankloanindia.com.

ACCURATE CUSTOMER INFORMATION MAINTENANCE
We have established policies and procedures to ensure that your Customer Information is accurate, current and complete. We will work to correct inaccurate Customer Information in a timely manner. If you have any reason to believe that your Customer Information is incorrect, please contact your customer service or account representative at the toll free number listed on your account statement. We will promptly investigate the situation and, when appropriate, update our records accordingly.

INFORMATION PROTECTION
We maintain appropriate policies and procedures to protect the security of your Customer Information. All of our employees have agreed to comply with our Privacy Policy and receive training to better understand the importance of confidentiality and customer privacy. We restrict access to your Customer Information to those employees who have a business reason for using such information. We maintain physical, electronic and procedural safeguards that comply with highest standards to guard your Customer Information. Even if you decide to close your customer account or otherwise become an inactive customer, any Customer Information we have about you will remain subject to the practices described in this Privacy Policy. In case of referral schemes promoted from our end, we will not part, share or sell the information of the people you choose to refer the offers from our end.

DISCLOSE AND SHARING CUSTOMER INFORMATION
In the course of conducting our business and servicing your needs, we do not disclose any Customer Information to anyone except as permitted or required by law. To conduct our business we may disclose Customer Information to, (1) banking and financial service provider's, financiers in our network, and other financial institutions with which we may enter into joint marketing agreements from time to time, and (2) as otherwise permitted by law, under the following circumstances:
To Joint Marketing Partners And Marketing Service Providers We may disclose all Customer Information, (1) to companies that perform co-branding or marketing services for us, or for us and other financial institutions jointly, and (2) to other financiers in our network or financial institutions with which we have joint marketing agreements. We will only disclose Customer Information to those joint marketing partners who agree to keep your Customer Information confidential.
To Third-Party Service Providers. We may disclose all Customer Information to third-party service providers that we have engaged to help deliver our services and products to you, and that have agreed to keep your Customer Information confidential.
Our Affiliates. We may share certain Customer Information about transactions and experiences with you with our affiliates. This Customer Information may include identification information, business history.
Non-Affiliated Third Parties. In addition, we may share Customer Information about you with other non-affiliated third parties, as permitted by law.

Submission Of Our Privacy Policy
This Privacy Policy applies both during and after your customer relationship with us. In the event we revise this Privacy Policy, we will send our customers a copy of the new policy. Our former customers will also receive a copy of the new policy to the extent required by law. Please read this Privacy Policy carefully and keep it for your records.

Summary
Bankloanindia.com approaches it's communications on the Internet with respect for, and commitment to, individual privacy rights, concern, and respect for the different sensibilities of our consumers. We support active self-regulation of this new environment to ensure that responsible marketers can maintain the right to use all communication media to interact with its consumers.

Jurisdiction
This website is within the jurisdiction of India and laws applicable in India will apply.
Any dispute will be subject to Mumbai High Court Jurisdiction.

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